Tariffs for the services of LLC MDO "Azizi-Molia"

Basic provisions

  • Limited Liability Company “Microcredit Deposit Organization “Azizi-Moliya”, hereinafter referred to as the “Organization”, has the right to unilaterally make changes and additions to this Tariff, and is also obliged to do this within the time limits specified in the Agreements between customers and credit organizations , inform them.
  • Contributions are collected according to the tariffs of the Organization in national currency. Payment for the service may be charged on the basis of an agreement with the client in the currency in which the operation is carried out, at the rate established by the National Bank of Tajikistan on the day of payment.
  • All costs (transportation costs, commissions of correspondent credit organizations, postal, telegraph, telex, facsimile, notary fees, etc.) incurred or incurred by the Organization when executing the client’s order are borne by the client at cost.
  • The commission for the execution of urgent payment orders in foreign currency is doubled. This group includes orders that are executed within 2 hours from the moment of receipt, and the commission is charged for operations in foreign currency, in somoni.
  • The Organization is not responsible for the incorrect indication of details in the payment documents provided by the client, errors, misinterpretation of payment documents, as well as for information in payment documents that contradicts the current instructions of the NBT and other regulatory legal acts of the Republic of Tajikistan.
  • In case of cancellation of the payment order, the debited service fee is not refundable.
  • Commissions are charged according to the tariffs of the Organization, expressed as a percentage, as a percentage of the transaction amount, in some cases, indicating the largest or smallest amount. In this case, the decrease in the size of the commission is carried out on the basis of an instruction, order or decision of the Chairman of the Board of the Organization.
  • In some cases, the Organization may, by mutual agreement, change the standards set for specific operations.
  • These tariffs and conditions will come into force on November 8, 2022 after its signing, and the current tariffs and conditions will be considered invalid

Name of services

1.
Account opening:
 
1.1.
Deposits required for individual entrepreneurs to the account
20.00 somoni
1.2.
Required deposits for legal entities to the account
30.00 somoni
1.3.
Account recovery after closure
Is free
1.4.
Closing accounts
Is free
1.5.
Submission of an application at the request of the client on transactions made on the accounts of legal entities in electronic form
Is free
1.6.
Submission of an application at the request of the client for operations on the accounts of legal entities for a certain period of time
30.00 somoni
1.7.
Opening an account: For legal entities and individual entrepreneurs with the status of “MERCHANT” (QR-code)
Is free
1.8.
Fee for the service of issuing a booklet to legal entities with the status of “MERCHANT” (QR-code)
40.00 somoni
2.
Issuance of a checkbook on 25 pages
40.00 somoni
3.
Issuance of a checkbook 50 sheets
50.00 somoni
4.
Opening term deposit accounts for clients:
Is free
4.1.
Individuals
Is free
4.2.
Legal entities
Is free
5.
Issuance of confirmation of the balance of funds on the deposit account in an official form in a foreign language
60.00 somoni
6.
Issuance of a certificate of account in the Organization in the Tajik language
Is free
 
Operations in national currency
 
1.
Import
Is free
2.
Export
Is free
2.1.
from 8:00 to 12:00
Is free
2.2.
from 13:00 to 16:00
Is free
2.3.
after 16:00
Is free
3.
Acceptance and transfer of funds without opening an account through internal and external payment systems:
 
3.1.
Transfer of funds within the Organization through the “Available” transfer system (Depending on the amount of funds)
from 0.5 to 1% of the amount
4.
Fee for tracing services at the request of the client in case of providing copies of documents, returning and changing the executed payment order.
60.00 somoni
 
Operations in foreign currency
 
5.
Import
Is free
6.
Export
Is free
7.
Transfer of customer funds from one account to another within the Organization
Is free
8.
Transfer of funds from clients’ accounts in foreign currency abroad in US dollars and Euros through the operating network of Transcapitalbank up to 100,000 US dollars and their face value
600.00  somoni
8.1.
Transfers from customer accounts in foreign currency in US dollars and euros through the operating network of Transcapitalbank exceeded 100,001 US dollars, and its cost
1050.00 somoni
8.2.
Transfer of funds from foreign currency accounts of clients abroad in US dollars and Euros through other accounts of the Organization (to China, Saudi Arabia, Turkey, etc.) up to 20,000 US dollars and their cost
600.00 TJS
8.3.
Transfers from customer accounts in foreign currency in US dollars and euros through other accounts of the Organization (to China, Saudi Arabia, Turkey, etc.) exceed 20,001 US dollars, and their value exceeds
850.00 somoni
8.4.
Transfer of funds from clients’ accounts in foreign currency to their foreign currency accounts in credit institutions of the Republic of Tajikistan in foreign currency
250.00 somoni
8.5.
Transfer of funds from foreign currency accounts of clients abroad in Russian rubles (depending on the direction of the transfer).
from 200.00 to 450.00 somoni
9.
Swift receipt for the transferred amount
60.00 somoni
10.
Payment for search services at the request of the client in case of providing copies of documents, returning and changing the executed payment order
600.00 somoni

 

 

Operations and services in national and foreign currencies
 
1.
Acceptance of cash into accounts
Is free
2.
Cash withdrawal from the account:
2.1.
Receiving wages and dependents (under contract)
from 0.3% to 1%
2.2.
Receipt for other purposes (under the contract)
from 0.3% to 1%
2.3.
Withdrawal from a term deposit account
Is free
2.4.
with the status of “MERCHANT”, in the amount of funds transferred to the account from the acquiring account
According to the contract
2.5.
Authentication (foreign currency) or non-payment
5 somoni (one banknote)

 

 
Operations and services in national and foreign currencies
 
 
1.
To study the creditworthiness of the client and conduct a legal examination of the documents submitted by the client, conclude a loan agreement and open a loan account:
Is free
2.
Conclusion of a loan agreement with the borrower and its execution:
2.1.
Preservation of the loan amount for a period of more than 10 days from the date of signing the loan agreement
0.2% of the loan amount
3.
One-time payment for each banking operation:
3.1.
Cash transactions:
3.2.
Settlement transactions
In accordance with paragraph No. II
3.3
Currency exchange operations
In accordance with paragraph No. VII
4.
At the request of the client, provide a certificate and confirmation:
4.1.
Apply from a credit account for a specified period
Is free
4.2.
Provide a certificate of accrued interest on the loan
Is free
1.
Purchase of foreign currency for cash and non-cash payment in somoni
according to the contract
2.
Sale of foreign currency in cash and non-cash form in somoni
according to the contract
3.
Exchange of one type of foreign currency for another type of foreign currency in cash and non-cash
according to the contract
 
4.

 

Issuance of cash foreign currency from a client’s account that has a non-cash currency
from 0.5 to 3%
(depending on commission costs for foreign currency input)
 
5.
Carrying out exchange operations (purchase and sale of cash in national currency (exchange); converting cash into cash of another country (conversion); grinding cash in the currency of the same country;) in the Organization and structural divisions of the Organization
at the exchange rate set on the day of the operation
 
6.

 

Replace old, damaged cash with the same currency that can be used.
condition. (except for the national currency somoni)
25% – is charged from the amount of convertible currency at the rate set for the same day (in somoni).
    1.
Replenishment of mobile wallets at the expense of the Organization’s funds
Is free
    2.
Replenishment of mobile wallets through automated terminals of other credit institutions
according to the tariff of the service organization
    3.
Replenishment of mobile wallets Other credit institutions from the mobile wallet “Azizi-Finance”
0.5 to 1.5%
    4.
Payment for utilities, mobile communications, electricity and other services
Is free
    5.
Commission for transferring money to external cards (Visa, Master Card MIR)
according to foreign bank service provider’s tariff
 
Operations and services in national and foreign currencies
 
1.
Storage of assets, securities and cash
according to the contract
2.
Preparation of client letters by employees of the Organization
20 somoni (each sheet)
3.
Consulting services
Is free
4.
Issuance of copies of invoices and orders at the request of the client
Is free
5.
Issuance of copies of court documents
1 somoni (each sheet)
6.
Maintaining official correspondence, searching for funds at the request of the client
500 somoni
7.
Validate customer signature samples on signature card
30 somoni
8.
Issuance of a sample signature card and its confirmation (one set)
5 somoni