Cumulative deposit “Chamshavanda”
Term deposit “Chamshavanda”. This contribution is not an additional payment, i.e. interest is accrued on the initial deposit in accordance with the term of the agreement and the interest accrual schedule, and every month after taxes are paid, the accrued interest is added to the principal amount of the deposit.
Documents required to open a savings account:
- Passport.
- TIN (taxpayer identification number)
- Account opening application.
Deposits are accepted in somoni, US dollars, Russian rubles and euros.
- Minimum deposit amount:
- In national currency not less than 100 somoni.
- In dollars and euros, at least 100 units. and in Russian rubles not less than 1000 units.
Additional payment amount:
- Not allowed. The deposit is not replenished.
How to get a deposit: cash and non-cash payment.
Contract term:
- from 6 months to 3 years.
The period of accrual of interest on the deposit:
- Accrued monthly interest is added to the deposit amount.
Savings opportunities:
- The ability to receive interest from a plastic card.
- Opportunity to get a loan with a deposit.
- Possibility to extend the term of the deposit.
The annual interest rate on the deposit is indicated in the table.
For a period of 6 months to 3 years |
|||||
Deposit term |
Somoni |
U.S. dollars |
Euro |
Russian ruble |
|
6 to 11 months |
5% |
2% |
1% |
1% |
|
11 to 13 months |
9% |
5% |
2% |
2% |
|
13 to 24 months |
11% |
6% |
3% |
3% |
|
Over 24 months |
13% |
7% |
4% |
4% |
|