Deposit “Imkoniyat”
This deposit is made for a certain period, and also allows the client to receive interest in the prescribed manner in case of early withdrawal of the Imkoniyat term. It should be noted that the accrual of interest according to the schedule upon termination of the contract is carried out after half the term of the contract. In case of early closure of the deposit, interest on the deposit is accrued.
Documents required to open a savings account:
- Passport.
- TIN (taxpayer identification number)
- Account opening application.
Deposits are accepted in somoni, US dollars, Russian rubles and euros.
Initial payment amount:
- In national currency not less than 100 somoni.
- In dollars and euros, at least 100 dollars or euros. and in Russian rubles not less than 1000 rubles.
Savings opportunities:
- The possibility of exchanging savings into other currencies at the rate set by the Company on the day of application.
- The ability to receive interest from a plastic card.
- Opportunity to get a loan with a deposit.
- Possibility to extend the deposit.
- Additional payment up to half term possible
- Possibility of receiving a fixed percentage in case of early withdrawal of the deposit.
The term for receiving interest on the deposit at the request of the depositor:
- Monthly
- After the expiration of the contract
The amount of annual interest on savings is shown in the table:
For a period of 6 months to 3 years |
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Deposit term |
Somoni |
US dollars |
Euro |
Russian rubles |
||||
6 to 12 months |
5% |
1% |
3% |
1% |
1% |
0% |
2% |
0% |
12 to 24 months |
8% |
2% |
4% |
2% |
3% |
1% |
3% |
1% |
24 to 30 months |
10% |
3% |
5% |
3% |
4% |
2% |
4% |
2% |
Az 30 then 36 moh |
12% |
5% |
6% |
4% |
5% |
3% |
5% |
3% |
|
The procedure for calculating interest on savings |
In accordance with the terms of the contract |
In case of early termination of the contract |
In accordance with the terms of the contract |
In case of early termination of the contract |
Muvofiqi shartkhoi shartnoma |
In case of early termination of the contract |
In accordance with the terms of the contract |
In case of early termination of the contract |