Deposit “Imkoniyat”

     This deposit is made for a certain period, and also allows the client to receive interest in the prescribed manner in case of early withdrawal of the Imkoniyat term. It should be noted that the accrual of interest according to the schedule upon termination of the contract is carried out after half the term of the contract. In case of early closure of the deposit, interest on the deposit is accrued.

 

Documents required to open a savings account:

  • Passport.
  • TIN (taxpayer identification number)
  • Account opening application.

  

Deposits are accepted in somoni, US dollars, Russian rubles and euros.

Initial payment amount:

  • In national currency not less than 100 somoni.
  • In dollars and euros, at least 100 dollars or euros. and in Russian rubles not less than 1000 rubles.

  

Savings opportunities:

  • The possibility of exchanging savings into other currencies at the rate set by the Company on the day of application.
  • The ability to receive interest from a plastic card.
  • Opportunity to get a loan with a deposit.
  • Possibility to extend the deposit.
  • Additional payment up to half term possible
  • Possibility of receiving a fixed percentage in case of early withdrawal of the deposit.

  

The term for receiving interest on the deposit at the request of the depositor:

  • Monthly
  • After the expiration of the contract

The amount of annual interest on savings is shown in the table:

For a period of 6 months to 3 years

Deposit term

Somoni

US dollars

Euro

Russian rubles

6 to 11 months

5%

1%

3%

1%

3%

0%

3%

0%

12 to 24 months

8%

2%

5%

2%

4%

1%

5%

1%

24 to 30 months

10%

3%

6%

3%

5%

2%

6%

2%

Az 30 then 36 moh

12%

5%

7%

4%

6%

3%

7%

3%

The procedure for calculating interest on savings

In accordance with the terms of the contract

In case of early termination of the contract

In accordance with the terms of the contract

In case of early termination of the contract

Muvofiqi shartkhoi shartnoma

In case of early termination of the contract

In accordance with the terms of the contract

In case of early termination of the contract

Note: For clients with a term of more than one year and the amount of the deposit in national currency, on the day of the deposit more than 200,000 somoni, the interest rate with the permission of the Director of the Company in agreement with the participant of the company is up to 3% – the annual salary is exceeded. These opportunities are reflected in their contracts.
All percentages shown in the tables are per annum.